insurance shit 

So besides "Gebäude versicherung" against uhm normal weather, fires & stuff there's also "Elementar schaden versicherung" against, you know, floods and actual danger which is either not offered or is very expensive in places where it can happen.

Capitalism is working so well, huh.

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perks of not owning the house: it can disappear and it's not a life-destructive event for me

@charlag as someone aspiring to buy a house, I'm looking at height maps and flooding simulations when a house seems interesting (even if we can't afford anything around here just yet).

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